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Prof. Dr. Christian Biener
Research Team Behavioral and Experimental Research in Risk and Insurance

Christian Biener is an Associate Professor of Behavioral Risk Management at the University of St.Gallen (HSG), and is a Member of the Executive Board of the I.VW. Prof. Biener has been a visiting researcher at the University of Wisconsin-Madison (United States) and the University of Mannheim (Germany). He received a venia legendi in Finance from the University of St.Gallen, a doctoral degree in Political and Economic Sciences (Dr. rer. pol.) from the University of Ulm (Germany) and a diploma in Business Administration (Dipl.-Kfm.) from Goethe-University Frankfurt (Germany). Prof. Biener has received the Shin Research Excellence Award from the Geneva Association and the International Insurance Society and the Doctoral Dissertation Award from the University of Ulm Society.

Research Focus

The team is interested in improving our understanding of human decision making under risk and uncertainty by integrating insights from economics and psychology. We use experiments and real-world data to provide a more accurate description of human behavior in risky situations with a particular interest in violations of standard rationality and means to improve welfare. Our research contributes to ongoing debates in the academic literature and in practice to provide implications for contemporary real-world challenges.The following list provides a selection of current areas of research:

  • Characterization of risk and uncertainty preferences
  • Resolution of incentive and selection problems in insurance
  • The role of uncertainty and ambiguity preferences
  • Insurance demand and contract nonperformance risk
  • The role of pro-social preferences under risk and uncertainty
  • Honesty and technology
  • Health insurance