Prof. Dr. Raimond Maurer – Goethe University Frankfurt

We look forward to welcoming Prof. Dr. Raimond Maurer to our Institute on Tuesday, 18th March, presenting his paper on Employer 401(K) Matches for Student Debt Repayment: Killing Two Birds With One Stone?, co-authored with Vanya Horneff and Olivia S. Mitchell. The paper examines the impact of the 2022 SECURE 2.0 Act, which enables employers to match contributions for student loan repayments within 401(k) plans. Using a lifecycle model, the study analyzes how this reform influences financial behavior and welfare, revealing that employees will repay more student debt while reducing their own retirement contributions, offset by increased employer matching.