IVW was once again strongly represented at the American Risk and Insurance Association (ARIA) Annual Meeting, held this year in Orlando. With numerous research presentations, session moderations and a contribution to a high-profile general session, members of the IVW team presented their latest research in risk and insurance and contributed to the academic exchange.

The ARIA Annual Meeting brings together leading scholars and practitioners from the field of risk and insurance and provides an important platform for discussing current developments, exchanging research findings and fostering international academic collaboration.

The following research contributions were presented by IVW:

  • Felix Feig – «Double Agent: How Agentic AI Affects Consumers’ Delegation Behavior and Decision Quality During Insurance Purchases»
    Co-authors: Tobias Hösli, Joseph Ollier.
  • Luca Inauen – «Nonstandard Errors in Capital Shortfall Estimation»
    Co-authors: Felix Irresberger, Martin Eling.
  • Karla Lamesic – «Firm Location Choices After Flood Disasters»
    Co-authors: Alexander Braun, Niklas Haeusle.
  • Yang Liu – «Risk Sharing, Moral Hazard, and Technology Adoption: A Field Experiment»
    Co-authors: Martin Eling, Ruo Jia.
  • Kristin Muskalla – «Information Modality and Consumer Behavior: A Controlled Experiment on the Effectiveness of Insurance Disclosures»
    Co-author: Hato Schmeiser.
  • Syed Taha Qadri – «Dynamic Modelling of Adverse Selection in Peer-to-Peer Insurance Pools: Learning, Exits, and Market Unravelling»
  • Felix Maximilian Walthes – «Bad Days, Worse Decisions? Mood and Decision-Making Quality»
  • Robert Westphalen – «Cost of Capital Estimates for Insurance Stocks with Jump Risk Premia: Evidence from U.S. Life and P&C Insurers»
    Co-authors: Hato Schmeiser, Markus Huggenberger.
  • Lan Zou – «Little Learning, Large Inertia: Deductible Choice in Swiss Health Insurance»
    Co-author: Chenyuan Liu.
  • Lan Zou – «The Impact of Positive Income Effect on Health Insurance: Evidence from Switzerland»
    Co-author: Timothy Layton.

In addition to presenting their research, IVW colleagues also contributed to the conference programme as session moderators and speakers.
Prof. Dr. Alexander Braun moderated «Climate Risk I», and Prof. Dr. Martin Eling moderated «Technology II».
Prof. Dr. Martin Eling also participated as a speaker in the General Session «AI Adoption in Insurance: Implications for Research, Curriculum, and Talent Pipeline», together with Mike Kyne (USAA) and Andrew N. Mais (Deloitte).

The contributions of IVW colleagues reflect the institute’s active engagement in the international risk and insurance research community. We look forward to further strengthening these connections and continuing the exchange at future ARIA Annual Meetings.

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