Appointments & Positions
- since 2021: University of St.Gallen, Institute of Insurance Economics, Director
- since 2021: University of St.Gallen, Associate Professor of Behavioral Risk Management
- since 2021: University of St.Gallen, Institute of Insurance Economics, Academic Director Future.Value Company Network
- since 2019: University of St.Gallen, Institute of Insurance Economics, Member of the Executive Board
- since 2019: University of St.Gallen, PhD in Finance (PiF), Member of the Program Committee
- 2017 – 2021: University of St.Gallen, Privatdozent (PD)
- 2015: University of Wisconsin–Madison, Department of Risk and Insurance, visiting scholar
- 2014: University of Mannheim, Department of Economics, visiting scholar
- 2011 – 2017: University of St.Gallen, Institute of Insurance Economics, postdoctoral researcher
Education
- 2017: Habilitation in Finance, University of St.Gallen, School of Finance
- 2011: Doctor of Political and Economic Sciences (Dr. rer. pol.), University of Ulm, summa cum laude
- 2009: Diploma in Economics and Business Administration (Dipl.-Kfm.), Goethe – University Frankfurt
- Biener, C., and A. Waeber, 2024, Would I Lie to You? How Interaction with Chatbots Induces Dishonesty, Journal of Behavioral and Experimental Economics, 112(2024).
- Biener, C., and L. Zou, 2024, More Options, More Problems? Lost in the Health Insurance Maze, Journal of Risk and Insurance, 91(1), 5-35.
- Biener, C., and A. Landmann, 2023, Recovery Mode: Non-Cognitive Skills After the Storm, World Development, 164(2023).
- Biener, C., M. Eling, and R. Jia, 2021, Globalization of the Insurance Industry: A Blessing or a Curse? European Journal of International Management, 15(2/3): 457-483.
- Biener, C., M. Eling, and M. Lehmann, 2020, Balancing the Desire for Privacy Against the Desire to Hedge Risk, Journal of Economic Behavior and Organization, 180(2020): 608-620.
- Biener, C., A. Landmann, and M. I. Santana, 2019, Contract Nonperformance Risk and Uncertainty in Insurance Markets, Journal of Public Economics, 175(2019): 65–83.
- Biener, C., M. Eling, A. Landmann, and S. Pradhan, 2018, Can Group Incentives Alleviate Moral Hazard? The Role of Pro-Social Preferences, European Economic Review, 101(2018): 230–249.
- Biener, C., M. Eling, and R. Jia, 2017, The Structure of the Global Reinsurance Market: An Analysis of Efficiency, Scale, and Scope, Journal of Banking and Finance, 77(1): 213–229.
- Biener, C., M. Eling, and J. H. Wirfs, 2016, The Determinants of Efficiency and Productivity in the Swiss Insurance Industry, European Journal of Operational Research, 248(2): 703–714.
- Biener, C., M. Eling, and S. Pradhan, 2015, Recent Research Developments Affecting Nonlife Insurance: The CAS Risk Premium Project 2013, Risk Management and Insurance Review, 18(1): 129–141.
- Biener, C., M. Eling, and J. H. Wirfs, 2015, Insurability of Cyber Risk: An Empirical Analysis, Geneva Papers on Risk and Insurance, 40(1): 131–158.
- Biener, C., M. Eling, and J. T. Schmit, 2014, Regulation in Microinsurance Markets: Principles, Practice, and Directions for Future Development, World Development, 58(1): 21–40.
- Biener, C., 2013, Pricing in Microinsurance Markets, World Development, 41(1): 132–144.
- Biener, C., and M. Eling, 2013, Recent Research Developments Affecting Nonlife Insurance: The CAS Risk Premium Project 2012, Risk Management and Insurance Review, 16(2): 219–231.
- Biener, C., and M. Eling, 2012, Organization and Efficiency in the International Insurance Industry: A Cross-Frontier Analysis, European Journal of Operational Research, 221(2): 454–468.
- Biener, C., and M. Eling, 2012, Insurability in Microinsurance Markets: An Analysis of Problems and Potential Solutions, Geneva Papers on Risk and Insurance, 37(1): 77–107.
- Biener, C., and M. Eling, 2011, The Performance of Microinsurance Programs: A Data Envelopment Analysis, Journal of Risk and Insurance, 78(1): 83–115.
- Biener, C., and L. Zou, Magnitude and Social Correlates of Poor Decisions in Health Insurance, submitted.
- Biener, C., T. Epper, and F. Walthes, Purchasing Peace of Mind, working paper.
- Biener, C., and A. Waeber, Social Norms and Insurance Fraud, working paper.
- Biener, C., and T. Epper, Beyond Health: An Investigation of the Association between the Human Intestinal Microbiome and Human Economic Preferences, work in progress.
- Biener, C., and T. Epper, Identifying Risk and Ambiguity Preferences Free from Context, work in progress.
- Biener, C., How Biased Focus Can Explain Demand for Low Deductibles, work in progress.
- Biener, C., and A. Waeber, 2023, Would I Lie to You? I.VW Management Information.
- Biener, C., 2022, Effekt der COVID-19 Pandemie auf die 2020 OKP Gesundheitskosten, commissioned study for Santésuisse.
- Biener, C., Braun, A., and H. Schmeiser, 2021, «Skills der Zukunft» für die Assekuranz, commissioned study for Swiss Insurance Association (SIA).
- Biener, C. and T. Epper, 2020, Contact-Tracing-App: Es geht nur, wenn alle mitmachen, guest commentary for Neue Zürcher Zeitung (NZZ).
- Biener, C., and H. Schmeiser, 2019, How Should Medical Costs Be Allocated? commissioned study for Credit Suisse Research Institute.
- Biener, C., 2019, Artificial Conversational Agents – Changing the Norms? I.VW Management Information.
- Biener, C., A. Waeber, and L. Zou, 2019, Heterogeneity in Behavioral Biases: A Review of the Literature, commissioned study for Swiss Re Institute.
- Biener, C., Eling, M., and J. H. Wirfs, 2015, Cyber Risk: Risikomanagement und Versicherbarkeit, I.VW Schriftenreihe, Band 54.
- Beck, K., von Wyl, V., Biener, C., and M. Eling, 2014, Brennpunkt Solidarität: Diskussionsbeiträge zur Weiterentwicklung der Sozialen Krankenversicherung, Schriftenreihe der SGGP (Bern: Verlag SGGP).
- Biener, C., and M. Eling, 2012, Emerging Markets gewinnen an Bedeutung, Zeitschrift für Versicherungswesen, 63(4): 119–122.
- Biener, C., and M. Eling, 2011, Mikroversicherung: Profitabilität und Wachstumschancen in Zukunftsmärkten, Zeitschrift für das gesamte Kreditwesen, 64(8): 403–404.
- 2024 – 2027: Swiss National Science Foundation, research project 100018_219592
- 2022: University of St.Gallen Research Fund, research project funding
- 2019 – 2023: Swiss National Science Foundation, research project 100018_189021
- 2019 – 2021: Swiss National Science Foundation, research project CRSK-1_190891
- 2018: University of St.Gallen Research Fund, research project funding
- 2015: Swiss National Science Foundation, scholarship IZK0Z1_160635
- 2015: Dr. Hans Kessler Fund, research project funding
- 2012 – 2015: Swiss National Science Foundation, research project 100018M_143576
- 2012 – 2013: University of St.Gallen Research Fund (with M. Eling), research project funding
- European Journal of Finance
- European Journal of Law and Economics
- European Journal of Operational Research
- Experimental Economics
- Geneva Papers on Risk and Insurance
- Journal of Behavioral and Experimental Economics
- Journal of Contingencies and Crisis Management
- Journal of the Economics of Ageing
- Journal of Economic Behavior and Organization
- Journal of the European Economic Association
- Journal of Insurance Issues
- Journal of Public Economics
- Journal of Risk and Insurance
- Risk Management and Insurance Review
- Swiss Society for Financial Market Research Annual Meeting
- Transactions on Internet Technology
- World Risk and Insurance Economics Congress
- CAS Customer and Sales Excellence in Insurance (academic director)
- St.Galler AssekuranzForum (academic director)
- DAS Insurance Management (module lead)
- Executive Master HSG Insurance and Financial Services
- CAS Management for the Legal Profession
- Various inhouse executive programs (e.g., Munich Re, Zurich, Vaudoise)
- Decision Making under Risk and Uncertainty (MA, University of St.Gallen)
- History of Finance (MA, University of St.Gallen)
- Impact and Welfare Consequences of Insurance (MA, University of St.Gallen)
- Topics in Behavioral and Experimental Research (PhD, University of St.Gallen)
- Psychology of Risk (BC, University of St.Gallen)
- Experimental Research in Risk and Insurance (PhD, University of St.Gallen), guest lecturer
- Value Based Management in Insurance (MA, University of St.Gallen)
- Vulnerability of Financial Systems (MA, University of St.Gallen), guest lecturer